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FIRST TIME Home Buyer Tax Credit - FINAL VERSION

OK, so here are the nuts and bolts of what actually did get passed - no ranting I promise.

To clarify, you are a first time homebuyer if you have not bought, sold or owned a home in the last 3 years.  The property will be eligible only if it is the PRIMARY residence of the purchaser.

To qualify for this tax credit you have to buy a home before 12/1/2009.  If you are single you are eligible if you earn up to $75K and for couples the limit is up to $150K.

The tax credit is a maximum amount of $8,000 or 10% of the purchase price of the home, whichever is lower. 

You do not have to repay this tax credit UNLESS you sell the home within three years - then the credit will be paid back at the closing table (out of the proceeds of the sale). 

Please call me if you have any further questions at 404-317-2352 or you can contact me through my website at http://www.homesbymia.com/ .  If, at first glance, it appears that you qualify for this tax credit, please take full advantage.  I would really like to see those who can take the government up on their incentive, do so. 

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